Top 20 Health insurance companies in South Carolina

There are many things to learn about the Health insurance companies in South Carolina. 

Health insurance, often known as medical insurance, is a form of insurance that protects an individual against the financial risk of spending all or a portion of their out-of-pocket medical costs.

Similar to other forms of insurance, the risk is spread among a large number of people. An insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits that are specified in the insurance agreement by estimating the overall risk of health risk and health system expenses over the risk pool.

This can be done to pay for the health care benefits that are specified in the insurance agreement. A centralized organization, which may be a government agency, commercial company, or not-for-profit organization, is in charge of the administration of the benefit.

Are you searching for the best private insurance companies in South Carolina? If yes, then look no further, they have carefully put together a list of the best private insurance companies in South Carolina coupled with a brief overview of their services.

Private health insurance in South Carolina

Below, is the list of private health insurance in South Carolina;

  • Washington Life & Health Insurance, LLC

Address: 3031 Scotsman Rd Suite 8, Columbia, SC 29223, United States

Phone: +1 803-731-5344

  • Carolina Health Insurance

Address: 1518 Leesburg Rd, Columbia, SC 29209, United States

Hours:  Opens at 10 AM

Phone: +1 803-348-7820

Cover Carolina is here to assist make choosing an insurance plan simple, whether you are a first-time buyer or just looking to switch providers, and they charge no fees to do so. They make it easier than ever for people in South Carolina to get the health insurance coverage they need by teaming up with independent local insurance agents.

Instead of navigating the complex federal healthcare website, CoverCarolina.com gives consumers a plethora of options tailored to their specific needs and location within South Carolina, including recommendations for doctors and hospitals. Did you know that a person’s needs in Horry County might be met by a different plan in Richland County, even though those two people have identical requirements?

You can acquire fast and cheap coverage options in South Carolina in 10 minutes or less thanks to this company because they get to know each client individually and act as a local gateway to the federal healthcare website.

  • BlueChoice HealthPlan of South Carolina

Address: 4101 Percival Rd, Columbia, SC 29229, United States

Hours:  Opens at 8:30 AM

Website: Click here

Its goal is to help its members achieve optimal health and wellness by providing them with comprehensive health insurance that is also cheap. For this purpose, they will:

  1. Constantly evolving to fulfill the ever-evolving demands of their customer base
  2. Improve productivity and quality by employing cutting-edge technological methods
  3. Staying true to their word and always providing excellent service
  4. Thousands of people in South Carolina have benefited from BlueChoice®. And so can you
  • Choice Health Insurance

Address: 200 Rodeo Dr, Myrtle Beach, SC 29579, United States

Hours:  Opens at 9 AM

Phone: +1 800-941-2227

Choice Health Insurance was founded in 1993 and has since helped many Americans secure affordable medical coverage. Being an “independent broker” allows them to provide clients with multiple insurance plan options.

If you were to call an insurance provider, for instance, you would only receive information about the policies that that provider offers. However, regardless of which business provides the plans in your area, Choice Health can provide you with an estimate for all of the options.

All of their Agents have the proper licensing and certification to sell policies through the Federal Health Insurance Marketplace established by the Affordable Care Act. Their Medicare plan is certified to be offered nationwide.

  • HealthMarkets Insurance Agency

Address: 409 Mills Ave Suite 204, Greenville, SC 29605, United States

Phone: +1 864-214-2375

Website: Visit here

They are the Greenville, South Carolina branch of HealthMarkets Insurance. Customer service is their main focus, and they have a strong presence in the Greenville area.

Selecting an insurance policy is not always easy. Therefore, they simplify the process. They will make the insurance company calls, compare policies and costs, and choose the best policy for you. Most notably, using their services will not cost you a dime.

They partner with top-tier insurers to provide you with the coverage you need at a price you can afford. They assure you that you will not receive unwanted communications or have your PETA shared with third parties.

  • Harbor Health Insurance Solutions

Address: 7 Simmonsville Rd Suite 500, Bluffton, SC 29910, United States

Phone: +1 843-837-9200

Website: Visit here

We are a locally owned and operated, independent insurance agency called Harbor Health Insurance Solutions.

They are your one-stop shop for all of the products and services related to company health, personal health, life, vision, and dental insurance, as well as disability insurance. Their knowledgeable staff members are experts in all facets of health insurance, and they make it a priority to offer great guidance and service to individuals, families, and businesses.

  • United Healthcare

Address: 107 Westpark Blvd # 110, Columbia, SC 29210, United States

Hours:  Opens at 10 AM

Phone: +1 803-274-2819

Patteson Insurance Services is an independent insurance agency that specializes in providing insurance solutions for senior citizens, individuals, and businesses.

Rose Patteson, the originator of this company, has many years of experience and is committed to creating individualized strategies that are tailored to both your requirements and your financial constraints.

She maintains relationships with the most reputable insurance providers so that she may provide her clients with the most appropriate coverage for them.

Her clients come from throughout South Carolina, which enables her to have a comprehensive understanding of the state’s insurance market. Rose designs insurance plans with a concentration on compliance, low costs, and tax efficiency. She combines this focus with personalized insurance advice to assist clients in making better-informed decisions.

  • Aetna

Address: 221 Dawson Rd, Columbia, SC 29223, United States

Hours:  Opens at 8 AM

Phone: +1 803-333-1000

Since their founding in 1853 in Hartford, Connecticut, we have been dedicated to providing individuals, employers, health care professionals, and producers with cutting-edge benefits, products, and services.

This commitment dates back to the company’s beginnings. The fact that they are now a subsidiary of CVS Health® has only served to make that purpose more prominent. Find out more information regarding the Aetna group.

Consider becoming a member of their team if you have a strong desire to assist others in leading their best possible lives and a want to be a part of a dedicated group of health innovators working to make this a reality.

  • Companion Life Insurance Co

Address: 1301 Gervais St Suite 900, Columbia, SC 29201, United States

Hours: Opens at 7 AM

Phonat e: +1 803-735-1251

Website: Visit here

Relationships are highly prized at Companion Life Insurance Company. They are eager to come up with novel approaches to employee benefits and client service.

As “companions” to medical insurance, they provide group and voluntary insurance options. They are well-established and well-endowed despite their modest size, so you may count on them for any assistance you could require.

They have prioritized the well-being of their policyholders and their loved ones since 1971. Because of their persistent dedication to quality, AM Best has awarded them the top rating possible: A+ (Superior).*

  • Humana

Address: 240 Harbison Blvd, Columbia, SC 29212, United States

Hours:  Opens at 8 AM

Phone: +1 803-865-7663

Website: Click here

  • Hibbits Insurance Inc

Address: 562 Summers Ave, Orangeburg, SC 29115, United States

Phone: +1 803-534-1184

Your insurance requirements will change with time, whether you are a corporation or a person. What you require now will shift drastically in 20 years, and then again in your retirement years. They can give their customers the most effective solutions at the lowest possible cost because they have the means and the experience to do so.

Its mission is to give you the direction and market information you need to fine-tune your risk management approach to meet your current and future requirements. They put forth consistent effort to ensure that they continue to enjoy the trust and respect of their clients and their families over the long haul.

They have been a frontrunner in their field in South Carolina for over 50 years, and they take great satisfaction in having assisted countless local businesses and families in receiving the Best Care and Best Service possible.

Contact them at any of their four South Carolina locations to learn more about their company and the services they offer. They would appreciate the chance to learn more about your objectives and assist you.

  • LLC Absolute Total Care 

Address: 100 Center Point Cir Suite 100, Columbia, SC 29210, United States

Hours: Open 8 AM

Phone: +1 803-291-4844

Absolute Total Care is devoted to fostering a healthier community by providing accessible and affordable medical services. They achieve this by prioritizing the well-being of each person and their community as a whole.

The emphasis should be on specific people. People who are treated with kindness, respect, and dignity are more likely to make wise choices that benefit their health, and those who make healthy choices, in turn, contribute to stronger families and communities.

Participation on the part of those in the area. Essentially, they think that community-based initiatives make high-quality medical care more accessible.

  • Palmetto Medicare

Address: 218 Cannon Dale Rd, Columbia, SC 29212, United States

Phone: +1 803-960-9484

Website: Visit here

  • Kemper Health

Address: 5347 Sunset Blvd, Lexington, SC 29072, United States

Hours: Opens at 9 AM

Phone: +1 803-358-2333

Products under the Kemper Health brand are underwritten by insurance firms that are wholly or partially owned by Kemper Corporation.

All insurance policies issued by Kemper Corporation are guaranteed by the respective Kemper Corporation subsidiary. Both United Insurance Company of America and Reserve National Insurance Company are responsible for providing the insurance coverage for Medicare Supplement Plans.

Reserve National Insurance Company is responsible for paying out benefits under any other applicable policies. There may be variations in the specifics of a given state’s form(s), availability, and policy stipulations.

A representative from the company may get in touch with you to go over the plan’s benefits, costs, restrictions, exclusions, renewability, and waiting periods. Guidelines for underwriting determine who is eligible. This coverage is meant to be in addition to, rather than a replacement for, the federally mandated “minimum essential coverage” No connection to or endorsement from the Federal Government’s Medicare Program.

  • Funderburk Health + Life

Address: 506 Walnut St, Camden, SC 29020, United States

Phone: +1 803-432-0188

Website: Click here

  • South Carolina Blues

Address: 1310 Lady St #712, Columbia, SC 29201, United States

Phone: +1 803-393-8776

It is common to observe heads nod when the phrase “BlueCross BlueShield of South Carolina” is mentioned. They are household names at this point. For almost seventy years, they have provided peace of mind to residents of the Palmetto State as the only health insurance provider wholly owned and controlled by South Carolinians. Additionally, they rank among the state’s top employers.

Our fiscal health has been documented. The only health insurance provider in South Carolina to receive an A+ (Superior) rating from A.M. Best, which was reaffirmed in December 2021. S.C. BlueCross is one of the few firms in4 the country to attain this distinction, and this year marks the 20th year in a row that it has done so.

  • LifeTime Insurance Agency, LLC

Address: 1201 State St, Cayce, SC 29033, United States

Hours: Opens at 10 AM

Phone: +1 803-781-9173

Website: Visit here

LifeTime Insurance Agency is a full-service, independent brokerage agency, based in the Columbia area, serving all of South Carolina. LifeTime provides a variety of personal insurance products, including:

  1. Individual & Group Health Insurance
  2. Life Insurance
  3. Long-term Care Insurance
  4. Income Protection Disability Insurance and
  5. Medicare coverage
  • Ken Johnson Insurance Agency, Inc.

Address: 214 Outlet Pointe Blvd, Columbia, SC 29210, United States

Hours: Opens at 7 AM

Phone: +1 803-359-0872

  • Performance Insurance Agency, LLC

Address: 6294 Platt Springs Rd, Lexington, SC 29073, United States

Hours: Open 7 AM

Phone: +1 803-996-0401

Frequently Asked Questions About Health insurance companies in South Carolina

Below, you will find the most suitable answers to the most asked questions about the health insurance companies in South Carolina;

Does South Carolina offer health insurance?

South Carolina residents are required to have health insurance under the Affordable Care Act (also known as Obamacare). However, South Carolina state law does not require employers to offer group health plans to their employees.

Can I buy health insurance on my own?

It is possible to buy a health insurance plan for yourself. Let’s take a look at the benefits of having an individual health insurance policy. Advantages of individual health insurance: When you opt for employer-sponsored health insurance, the terms and coverage of the plan are not in your hands.

How much is Obamacare in South Carolina?

South Carolinians paid an average of $128 a month for an ACA plan after federal subsidies. 230,000 enrolled in an ACA plan in 2021.

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