What do you know about Health insurance in Utah? An individual buys health insurance by entering into a contract with an insurer that stipulates the insurer will pay some or all of the insured person’s medical expenses in exchange for a premium.
To be more explicit, health insurance often pays for the medical, surgical, and prescription drug expenses incurred by the insured, in addition to covering dental charges on occasion. The policyholder can choose to be reimbursed for medical expenses incurred as a result of a sickness or injury, or the insurance company can pay the care provider directly.
It is frequently included in employer benefit packages as a way to entice quality employees, with premiums being partially covered by the employer but often also deducted from employee paychecks.
This practice is common in the United States. The payer is eligible for a tax deduction for the cost of the health insurance premiums, and the benefits received are not subject to taxation, with a few exceptions for workers of S corporations.
What is individual health insurance in Utah?
Below are the individual health insurances in Utah;
- University of Utah Health Plans
Address: 6053 Fashion Square Dr Suite 110, Murray, UT 84107, United States
Phone: +1 833-981-0214
Website: Visit here
- SelectHealth
Address: 5381 S Green St, Murray, UT 84123, United States
Phone: +1 800-538-5038
Website: Visit here
- Utah Health Insurance Division
Address: 460 Main St #3110, Salt Lake City, UT 84103, United States
Phone: +1 801-538-3077
Website: Visit here
The Utah Insurance Department has a staff of insurance experts available to help you understand your insurance coverage and answer your questions.
If you have been unable to resolve a problem with your insurance company or agent, you may contact their staff for assistance, or file a written complaint.
- Southern Utah Insurance
Address: 1224 S River Rd Ste A203, St. George, UT 84790, United States
Phone: +1 435-673-7912
They offer a wide range of options and assistance to those in need of a health insurance policy. they’re here to guide you in the most efficient way possible, whether you’re an employer looking to give your employees health insurance benefits, a family looking to protect your investments and health, or an individual looking out for “number one.”
Also, they’re one of the largest health insurance companies in Utah.
- Altura Benefits | Group Health Insurance Brokers
Address: 428 E Winchester St Suite 200, Salt Lake City, UT 84107, United States
Phone: +1 801-263-2900
Website: Visit here
- Regence BlueCross BlueShield of Utah
Address: 2890 E Cottonwood Pkwy, Cottonwood Heights, UT 84121, United States
Hours: Opens 8AM
Phone: +1 888-367-2119
- Health Insurance Specialists
Address: 533 W 2600 S #305, Bountiful, UT 84010, United States
Hours: Opens 7AM
Phone: +1 801-718-0051
Their team is dedicated to being your advocate with the health insurance carrier, as well as the Health Insurance Marketplace. If you need better coverage, they can help you get it. If you have questions about your plan, they either already know, or can find the answers for you. If you are concerned about a claim they are here to help you resolve those issues.
Best of all you won’t have to pay them a penny for the work that they do for you. They are contracted with the health insurance carriers, so they are paid by them. your premium price will remain the same whether you use an agent or not. So why call The Marketplace, when you can talk to someone better for free?
- Guaranteed Health Insurance Utah
Address: 904 Draper Pkwy, Draper, UT 84020, United States
Phone: +1 801-599-0585
A third-generation company, Cutler Insurance started in 1966. Since the beginning, a passion for customer service has always driven the company forward.
- Chris Cutler
Ben Cutler first opened up a successful agency specializing in home and auto insurance in 1966. In 1983 Ben’s son Curtis expanded into the Life and Health market and is currently servicing many individuals and small businesses with their insurance needs.
Curtis’s sons Chris and Mike have also entered the industry as licensed health/life insurance agents. They are currently involved in growing and adding value to the established agency.
- Utah Health Insurance Advisors
Address: 765 N Main St, Spanish Fork, UT 84660, United States
Phone: +1 801-376-16
Website: Visit here
In Utah Health Insurance Advisors, they specialize in personal, family, and business insurance. Their team of dedicated specialists has one goal in mind and that is to provide you with the BEST Healthcare solutions for you and your family.
They feature state-of-the-art software that provides a clear, transparent, and easy-to-understand plan analysis. They can quickly and easily help you to identify the best and most affordable plan for you and your family.
- Shared Health Utah
Phone: +1 385-319-0397
Website: Visit here
- Health Choice Utah
Address: 6056 Fashion Square Dr Suite 2400, Murray, UT 84107, United States
Phone: +1 877-358-8797
Health Choice believes in a personal approach to health care right in your community. they built their health care plan around you. Their goal is to give you quality health care, programs, and services to support you on your path to wellness.
Health Choice Utah provides care in all counties throughout the state of Utah:
- Beaver
- Box Elder
- Cache
- Carbon
- Daggett
- Davis
- Duchesne
- Emery
- Utah Insurance Solutions
Address: West, 2975 Executive Pkwy #216, Lehi, UT 84043, United States
Phone: +1 801-372-2647.
At Blackrock Benefits their success is predicated on their ability to make other business owners more successful at what they do!
Founded in 2009 by Bret Harding, Blackrock Benefits offers benefits consulting, outsourced benefits administration, human capital management, software delivery, and outsourced HR. Blackrock Benefits specializes in creating alternatively funded employee benefits programs for small and mid-market businesses with adept expertise working with software and technology companies.
Working with many software and technologies companies has given them empirical experience in designing custom benefit plans that are as rich and dynamic as the company itself.
In today’s business environment, competitive employee benefits are essential. They are used to recruit, retain, and develop top employees so businesses can grow. Employee benefits are also expensive and complex, and providing the right programs to the right employees can be challenging.
- USHealth Advisors Utah
Address: 700 technology way bldg E, Suite E21, Orem, UT 84057, United States
Phone: +1 801-885-3199
Website: Visit here
Andrew Jones is a proud husband and father. Before graduating from BYU, Andrew has taken pride in his work and time spent in the healthcare industry.
He has experience in managing large accounts and providing excellent customer service to his clients in multiple competing companies. Andrew has years of experience in building productive field force teams, and hiring and training agents in multiple offices.
Andrew currently takes great pleasure in helping small business owners, individuals, and families obtain low premium, high-quality health coverage which includes no deductible and no coinsurance. Andrew has seen those who are healthy enough to qualify for these “first dollar coverage” preferred health plans enjoy unprecedented savings as an alternative to marketplace ‘Obamacare’ plans whose premiums have sky-rocketed.
- Gregory W Davies – Medicare, Health & Life Insurance Planning
Address: 1240 E 100 S STE 2, St. George, UT 84790, United States
Hours: Opens 9AM
Phone: +1 435-767-1415
Greg Davies has been helping Utah residents get the right insurance plans at the right price since 1997. Greg is an expert in Health insurance, Life insurance, Medicare Supplements, Medicare Advantage, Medicare Prescription Drug plans, Maternity plans, Wealth planning, and planning for an abundant retirement.
Medicare AEP or Annual Enrollment Period Each year there is an AEP or Annual Enrollment Period where you can change your Medicare health plan. AEP goes from October 15 to December 7th each year. Pre-AEP is from October 1 to October 14. During this time, you can discuss plans with an agent, but you cannot submit any paperwork.
During AEP (October 15 to December 7) you can pick another MAPD or Medicare Advantage Prescription Drug Plan, or a PDP Prescription Drug Plan. This can be done without going through any medical questions and you are guaranteed coverage as long as you have Medicare Part A and/or Part B.
- HealthMarkets Insurance Agency
Address: 5505 S 900 E Suite 320, Salt Lake City, UT 84117, United States
Phone: +1 801-255-7131
Website: Visit here
- Preferred Healthcare Insurance
Phone: +1 888-506-6741
Website: Visit here
Preferred Health Care supports self-funded and insured health plans to employers in Lancaster, Chester, and York Counties. It is one of the Health insurance in Utah.
Their partnership with healthcare service providers, insurance companies, third-party administrators, employers, and employees provides comprehensive, high-quality healthcare at reduced prices.
They work with physicians and hospitals to negotiate discounts for participating employers. In addition to this, they offer a superior healthcare experience through medical management programs, case management, wellness programs, and coordinated care.
- Healthcare Depot of Utah
Address: 424 S State St Suite 102, Orem, UT 84058, United States
Phone: +1 801-224-4217
- OptimizedHealth Plans
Address: 457 N Main St B, Spanish Fork, UT 84660, United States
Phone: +1 385-324-6901
Website: Visit here
Frequently Asked Questions about the Health insurance in Utah
Below, you will find the answers to some of the most asked questions about the Health insurance in Utah;
- What health care programs are available outside of insurance through an employer?
Medicaid and CHIP are public health insurance programs available to low-income Americans through a partnership between state and federal governments, while the Obamacare/Affordable Care Act Marketplace is a network of private insurers offering plans to individuals and families directly, rather than through employment.
- Who is eligible for Medicaid in Utah?
To be eligible for Medicaid, you must live in Utah, be a U.S. citizen or legal resident, with a monthly income below the eligibility limit.
Utah expanded Medicaid on January 1st, 2020, which means the program is available to more people, and it is much easier to qualify.
Individuals making less than approximately $1,500/month, or a family of their making less than approximately $3,000/month are eligible.
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Chibueze Uchegbu is a certified medical physiologist with a great passion for healthy living.